Credit cards offer a great way to earn rewards while making everyday purchases. With so many options available, choosing the best credit card for your needs can be challenging. This post will explore some of the best credit cards for earning rewards.
Chase Sapphire Preferred Card
This card offers a generous sign-up bonus of 100,000 points when you spend $4,000 in the first three months of account opening. You can earn 2X points on travel and dining and 1X points on all other purchases. The annual fee is $95.
Capital One Venture Rewards Credit Card
This card offers a one-time bonus of 100,000 miles when you spend $20,000 on purchases in the first 12 months from account opening or earn 50,000 miles if you spend $3,000 on purchases in the first three months. You can earn 2X miles on every purchase, every day. The annual fee is $95.
American Express Gold Card
This card offers a sign-up bonus of 60,000 points when you spend $4,000 in the first six months of account opening. You can earn 4X Membership Rewards points at restaurants worldwide, 4X Membership Rewards points at U.S. supermarkets (up to $25,000 per year in purchases, then 1X), 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com, and 1X Membership Rewards point on all other purchases. The annual fee is $250.
Discover it Cash Back
This card offers a rotating 5% cashback bonus on up to $1,500 in purchases in select categories each quarter. You can earn 1% cashback on all other purchases. Discover will also match all the cashback you made at the end of your first year as a cardholder. There is no annual fee.
Citi Double Cash Card
This card offers 2% cashback on every purchase – 1% when you buy and 1% when you pay your bill. There is no annual fee.
When selecting a credit card, consider the rewards program, annual fee, interest rates, and any additional benefits such as travel insurance or purchase protection. Ensure you understand each credit card's terms and conditions before applying.
Credit cards can be a great way to earn rewards and cashback on everyday purchases. The best credit card for you will depend on your spending habits and financial goals. Use these recommendations as a starting point for your research and choose the credit card that fits your needs.
